Automation Pilot; MBA Pooling, Marketing, Cyber Insurance, Processing Tools; MBA Open Door Auction

Compensation is still the largest expense for lenders, and trends in mortgage compensation are essential for the residential mortgage business. With over 4,000 institutions reporting HMDA data, it’s possible that we may see further consolidation in the mortgage industry. The MBA expects dollar volume to slightly higher than $2 trillion for 2025, and unit-wise, the expected growth is 5.7 million units, 14% higher in 2025 than 2024.

Software, Products, and Services for Lenders and Brokers

Ask Obi, an AI assistant from Optimal Blue, offers capital markets executives fast, clear answers to complex business questions. Encompass, from ICE Mortgage Technology, enables lenders to work smartly, and Total Expert Design Studio empowers loan officers with customizable, pre-built templates for compliant marketing collateral.

Down Payment Resource tools are being rolled out across Envoy Mortgage’s national footprint. LenderLogix and US Mortgage Corporation focus on cutting clicks, reducing manual work, and building efficient tech stacks with Encompass workflow automation.

Cyber Insurance and Security

Richey May emphasizes building multi-layered defenses that reduce premium costs and provide superior protection against evolving threats. Cyber insurance alone is insufficient, and preparation is essential as cyberattacks are inevitable.

Today’s Mortgage Law Today Addresses CFPB

Mortgage Law Today, formerly “Regulation Central,” explores regulatory climate changes, laws supervised and interpreted by the CFPB, and the MBA’s Legal Issues and Regulatory Compliance Conference trends.

MBA’s Open Door Foundation Auction

Support the MBA Opens Doors Foundation Annual Charity Wine Auction and help families with critically ill or injured children to cover mortgage and rental payments while their child is in treatment.

Capital Markets

Agile’s webinar, “Outsmart the Chaos: How Top Firms Are Fixing MBS Pooling,” discusses real-world challenges in MBS pool bidding and offers intelligent automation solutions for mortgage capital markets professionals.

Economic Updates

Economic calendar highlights include the Philadelphia Fed non-manufacturing index, Redbook same-store sales, short-duration Treasury auctions, and remarks from several Fed speakers.