Article Summary
Missed the January 15 deadline for 2025 Marketplace Open Enrollment? You may still be able to get or change your health coverage for the rest of the year through a Special Enrollment Period or Medicaid/CHIP programs.
What This Means for You
- You may be eligible for a Special Enrollment Period to get or change your health coverage outside the regular enrollment period.
- Medicaid and CHIP programs provide free or low-cost health coverage for eligible children and adults and you can apply at any time.
- Take action by checking your eligibility and exploring available options to ensure you have health coverage for the rest of the year.
- Be aware that missing deadlines can result in gaps in coverage, so it’s important to stay informed and take action when necessary.
Original Post
Published on January 16, 2025
Missed the January 15 deadline for 2025 Marketplace Open Enrollment? Don’t worry—you may still have options for health coverage for the rest of the year.
Enroll with a Special Enrollment Period
You could be eligible for a to get or change your health coverage if:
- Your income is within a certain range
- You’ve had a qualifying life event, like losing your health coverage, getting married, having or adopting a baby, or moving
- You’re a member of a federally recognized Tribe or Alaska Native Claims Settlement Act (ANCSA) Corporation shareholder
If you qualify, you can enroll in Marketplace coverage anytime this year, even outside the regular .
Enroll through Medicaid or CHIP
You can apply for health coverage through or the at any time if you’re eligible.
- These free or low-cost programs provide coverage for hospital stays, doctor services, prescription drugs, and more for children and qualifying adults.
- Learn more about these programs.
Key Terms
- Special Enrollment Period
- Medicaid
- CHIP
- Marketplace Open Enrollment
- Income range
- Qualifying life event
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